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Free Seminar

You’re invited to attend Stanford Federal Credit Union’s FREE financial seminars! If you find a subject that interests you, click on the seminar link below for more information. To attend, click on the RSVP option or call (650) 842-6117.


Home Buying:

April 30, 2014

Seminar Location:

Stanford Federal Credit Union

1860 Embarcadero Road, Palo Alto


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Stanford Federal Credit Union is a proud sponsor and participant of several community events throughout the year. Mark your calendars! Check here often to see which community events we are participating in.



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Spring Surge in the Real Estate Market!

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San Mateo County is on fire!  A number of the clients I have been working with over the last two years commute both North and South for the daily work commute; with the boom of start-ups in San Francisco and the main-stay hi-tech jobs down in Santa Clara County, splitting family commutes in half. This makes the mid-peninsula area of San Mateo County the ideal location to split the difference.

Should You Hire A Pro For Your Taxes?

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As tax time rolls around you may be finding yourself wondering how to best spend your money:

Home Inventory Increasing in 2014

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In my daily interactions with potential home buyers, the common thread among them is the frustration over lack of inventory. When the potential home buyers have done their homework by completing the loan application and obtaining a pre-approval, it is difficult to sit tight and wait for new listings of homes for sale. Well, the good news is that the inventory is increasing daily and the expectation is that it will continue through 2014. We still have a huge demand for homes so it will take a while to satisfy the home buyers’ appetite for ownership.

Are Your Tax Withholdings Correct?

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If you are employed, your taxes are most likely collected on a pay-as-you-go basis, meaning a little bit is withheld from each paycheck. It is assumed that it is easier and less painful to pay small amounts throughout the year than to pay one huge bill once a year. However, the amount of taxes that is withheld from our paychecks is often different from our actual tax liability, which is why some people get refunds, because their withholdings are more than their liability, and some people owe, because their withholdings are less than their liability.

Slow Start for the New Year

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The interest in Real Estate ownership is still very high as is reflected  in the applications for full pre-approvals for financing. However, when the inventory is already low coming into the new year along with the usual slow January/February, the two combine to make for a very low inventory market. When this happens it creates depressing headlines that can crush the dreams of home ownership. Here is an article from the California Association of Realtors:

Filing Your Taxes: When, Why, and How to Get the Help You Deserve

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The process of filing income tax returns is, for many Americans, not a favorite annual event. A common reason people put the task off is because they know they will owe money - and can't afford to pay. Yet not filing or filing late comes with some pretty big repercussions. Some of the drawbacks of not filing by April 15 (or August 15, if you file an extension) are:

Prepare for 2014 Home Buying Now


While the rest of the potential home buyers are recovering from the Holidays, now is your chance to get a leg up on them. The competition for home ownership in 2014 will be healthy and anything you can do to prepare now will put you out in front.  In fact, the prediction is that home buyers will be jumping back into the market in force. Here is an excerpt from an article in the California Association of Realtors regarding who the "Boomerang Buyers" for 2014 are:

2014 Real Estate Market: What to Expect

Bay Area Real Estate

With the New Year upon us, many are asking about real estate in 2014. Foreclosures, short sales, and distressed properties will become terms used less frequently in the Bay Area. Financing will be available, and the guidelines for qualification will remain favorable. So, if you’ve experienced a difficult time trying to find a home over the last few years, you may want to rethink getting back into the market.

Black Friday Survival Guide


Ah, the gift-giving season is upon us again—and with it comes quite a bit of strategizing: Who to buy for? What to buy for whom? How many “just in case” gifts to have on hand for unanticipated exchanges. (We’ve all experienced that awkward moment.) And the greatest challenge of all: how to not go overboard with your holiday spending.

Protect Yourself from Identity Theft

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Identity theft has become big business. You’ve heard the horror stories—and it’s something we’re all worried about—but how do you ensure you don’t become one of the millions victimized each year?

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